Hurricane season is quickly approaching. If you live in Beaumont, you know that the gulf coast has a significant likelihood of severe weather. This weather could easily affect your water crafts.
Boat safety is a priority while you're on the boat. However, you have to do a lot of work to make sure the boat is safe enough to use in the first place. Boats require protection, both in and out of the water.
Making sure your boat is ready for the inclement weather plays a key role in where you keep your boat. It also governs what happens once a storm threatens. Here are a few things to know:
Safety Plan
Have a safety plan in place to get your boat into a secure environment when weather threatens. If you have a boat on your property, taking it to a boat yard or some other sheltered area is the first step.
This might also affect your boat insurance in the long run. Properly storing and securing your boat lowers its risk of damages. Therefore, you might be able to save money on your plan.
Making Hard Decisions
If your boat is in the direct line of a storm, it may be best to take it to another location. If you leave the boat on the water, or in dry dock, you could easily see it damaged because of weather debris. You might reasonably expect to see your boat collide with another boat moored nearby.
Therefore, you need to make a decision about where you should keep your boat. If you have enough advanced warning of weather, consider evacuating the boat to a safe, secure location.
Preparation
If your boat is going to be in a boat yard, having additional moorings and anchors in place is a must. You should also have an inventory of what you have inside the boat, and pictures to back up your claims. All of this will be important if you have to make a boat insurance claim.
Proper preparation and safety measures take time. Make sure you are ahead of the game in getting things done. It’s also a good idea to go over your boat insurance policy to see what is and isn’t covered. It’s always better to be safe than sorry.
Texas Risk Solutions has your insurance needs in mind. If you need boat insurance, one of our agents can help you get a quote right now. Call us at 210-426-3053 for more information.