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Texas Risk Solutions Blog: insurance

View the latest blog posts from Texas Risk Solutions.

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Tuesday, May 13, 2025

Investing in Life Insurance as a Millennial

Millennials are those in their late 20s and 30s. These individuals have jobs and many own homes. Some are still working to build their financial health. As a result, millennials need life insurance. Having the right policy at this age helps protect family and friends. It can also provide peace of mind to the individual. READ MORE >>

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Friday, April 4, 2025

What Does RV Insurance Cost?

If you’re thinking of purchasing insurance for your recreational vehicle, you’re probably wondering how much it will cost. RV insurance is typically far less expensive than auto insurance, especially if you have a pull-behind camper that is only in use a few weeks out of the year. READ MORE >>

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Wednesday, January 1, 2025

Insuring Your Contracting Business

Like any business, contractors have their own unique risks. Get the protection you need with the right insurance policies. Discuss the following (and additional) options with your independent insurance agent to build an appropriate insurance package for your business. Property: Your business likely own physical assets. READ MORE >>

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Tuesday, October 1, 2024

When to Ask for Discounts on Your Car Insurance

Car insurance can get expensive, particularly in a large risk pool like Texas. Every cost-conscious driver, therefore, wants to keep their overall premium price manageable. One of the most common ways to do so is to see if you can get any discounts on your policy. READ MORE >>

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Monday, September 2, 2024

Five Ways to Save on Car Insurance for Teen Drivers

Teaching a teenager to drive is often one of the most nerve-wracking experiences that you can have as a parent. You want to teach them how to be responsible, understand the risks they take by getting behind the wheel, and protect themselves while driving. READ MORE >>

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Tuesday, June 11, 2024

Do Contractors Need Equipment Breakdown Coverage?

Whether you are a general or specialized contractor, you probably know that it’s important to keep all of your projects on schedule and within budget. Any setback might put a dent in those plans, but you likely know that you can’t avoid every risk of something potentially going wrong. READ MORE >>

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Thursday, May 2, 2024

Boat Safety During Hurricane Season

Hurricane season is quickly approaching. If you live in Beaumont, you know that the gulf coast has a significant likelihood of severe weather. This weather could easily affect your water crafts. Boat safety is a priority while you're on the boat. However, you have to do a lot of work to make sure the boat is safe enough to use in the first place. READ MORE >>

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Friday, April 5, 2024

The Benefits Of Independent Insurance Agencies In Houston

Driving in Houston is no small task. The city is America’s fourth largest. It also ranks 167th out of 200 cities for driver safety. Given the higher risks, residents should expect increased auto insurance costs. The average Texas rate for auto insurance is about $900 per year. READ MORE >>

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Thursday, January 18, 2024

Does Your Business Need Equipment Breakdown Insurance?

What’s the one thing that nearly all businesses have in common? They all rely on computers, phone systems, heating/cooling systems, break room appliances, security alarms and various other electronic devices that contribute to daily operations and employee comfort. READ MORE >>

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Thursday, December 28, 2023

What Should You Know to Winterize Your Home?

As winter approaches, it’s crucial to ensure your home is prepared to withstand the harsh weather conditions. Winterizing your home helps you stay warm and comfortable, saves energy and prevents potential damage.   Tips for Winterizing Your Home  READ MORE >>

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